Terms and Conditions

Effective Date: August 23, 2025

Welcome to Creditk.online. These Terms and Conditions outline the rules and guidelines for using our online radio station. By accessing or using our website, you agree to follow these terms. Please read them carefully.

Use of Our Website

  • You must be at least 13 years old to use Creditk.online.

  • You agree to use our website only for lawful purposes and in a way that does not harm or interfere with others.

  • Unauthorized use of our website may lead to legal action.

Intellectual Property Rights

  • All content on Creditk.online, including music streams, logos, designs, text, and graphics, is owned by us or licensed to us.

  • You may not copy, reproduce, distribute, or modify any part of our content without written permission.

User Conduct

  • You agree not to post or share harmful, offensive, or illegal content through our platform.

  • Any misuse of our services, such as hacking, disrupting broadcasts, or spreading malware, is strictly prohibited.

Third-Party Services

  • Creditk.online may include links to third-party websites or advertisements (including Google AdSense). We do not control or take responsibility for their content, services, or privacy practices.

  • Interactions with third-party services are solely your responsibility.

Disclaimer of Warranties

  • Our online radio services are provided “as is” and “as available.”

  • We do not guarantee uninterrupted service, error-free broadcasts, or that our website will always be secure.

  • Creditk.online is not liable for any direct or indirect damages resulting from the use of our services.

Limitation of Liability

  • We are not responsible for any losses, damages, or interruptions caused by using our website or services.

  • By using our site, you agree that Creditk.online and its team will not be held liable for any issues related to your use of our services.

Termination of Use

  • We reserve the right to suspend or terminate access to our services at any time if users violate these terms.

Changes to Terms

  • We may update these Terms and Conditions from time to time. Updates will be posted on this page with a new effective date.

  • Continued use of our website means you accept the updated terms.

Governing Law

These Terms and Conditions are governed by and interpreted under the laws of the United States. Any disputes will be handled in U.S. courts.

Contact Us

If you have questions about these Terms and Conditions, you can contact us at:

Email: contact@creditk.online

Address: 215 Greenfield Ave, San Jose, CA 95128, USA